Branch Leader

Key Responsibilities:

Key responsibilities and weighting (adds to 100%)

Key tasks & outputs

Indicators

Provide sound extension, planning, monitoring and documentation of branch Operations (50%)

• Exchanges information with the Head of Operations, CEO, and other departments and secures an adequate information flow within the branch;
• Recommends to the top management any proposed major changes on branch offices or infrastructures, such as relocation, renovation,
• Monitors loan collaterals submitted by clients, and as recommended by the sites, controls and facilitates the selling of these collaterals in coordination with the institution’s legal officer;
• Oversees the implementation of the internal control systems, ensuring the smooth running of the business and safeguarding the institution’s assets;
• Ensures compliance to all existing regulations;
• Ensures that policies and procedures are applied consistently and uniformly across the branch.
• Plans and ensures the implementation of the branch operations and an adequate and timely reporting system with a focus on each branch’s asset quality, liquidity, capital adequacy, and provisioning;
• Submits periodic narrative reports to the Operations Manager/ Director

Efficient and effective operationalization of the branch was observed, steady growth in Client numbers and portfolio volumes ensured and accurate and timely branch reporting

Maintain the deposits of the branch. Verify related transactions (15%)

• On-time capturing, authorization (clearing) of data.
• Timely correction of errors.
• No cash shortages/overages.
• Compliance with insurance limits.
• Champions the efforts in mobilizing savings from the public;
• Ensures the existence of quality customer service at the branch levels
• Verify branch deposit-related transactions (Customer service, petty cash, teller cash, and vault cash/mobile money, loan disbursements, insurance limits etc).

Efficient management of branch deposit

Manage loan portfolio and ensure Compliance with policies and procedures (15%)

• Champions the efforts in managing loan delinquency by closely monitoring the branch and ensuring strict compliance to all policies and procedures;
• Physical verification and appraisal of businesses before issuing loans
• Witnesses every disbursement within the branch
• Responds and actively manages branch operations outside of acceptable levels.

Maintenance of the quality loan portfolio of the branch and adherence to policies and procedures

Provide regular coaching to staff (10%)

• Ensures that the operations staff receives adequate training; Participates in development/ reviews of curriculum for training of the Credit Officers; Collaborates closely with HR in matters of training new and in-service operations staff.
• Principal advisor of the Director for Operations on all matters relating to the Operation of the Branch.

Staff coached, developed and equipped with skills enabling them achieve expected targets

Supervise branch staff in all matters (10%)

• Supervises the day-to-day branch operations to ensure that the targets set and agreed upon are met;
• Coordinates with the Finance department to make sure that there is appropriate branch liquidity management.
• Coordinates with the HR department in staff planning of the branch;
• Lead all units under branch management, that is Banking, MIS, group & individual lending.

Sound leadership, management of staff and administration of branch operations

Any other duties as may be assigned from time to time

Creativity and initiative in duties assigned

Process improvement

Qualifications & Requirements:

• Bachelor’s degree in Accounting, Finance, Business Administration, Economics, Management, or a related field.
• Experience in branch operations, banking, microfinance, or financial services, with supervisory responsibility preferred.
• Strong knowledge of branch operations, loan portfolio management, deposits, internal controls, and regulatory compliance.
• Proven ability to manage staff, coach teams, and lead branch performance.
• Experience in report writing, planning, monitoring, and documentation.
• High level of integrity, attention to detail, and accountability.
• Strong analytical, communication, and problem-solving skills.
• Ability to work under pressure and manage multiple priorities.
• Proficiency in MIS, core banking systems, and Microsoft Office applications.

Applicant Types Accepted:

Local Applicants Only

Skills Required:

• Accounting / Finance
• Economics / Statistics
• Sales / Marketing / Business / Management